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Savings & Certificates

Savings Rates

Account Type
Minimum Balance to Earn Interest
Rate
Annual Percentage Yield1
Share Savings
$150.00
0.10%
0.10%
Christmas Club
$5.00
0.10%
0.10%
IRA Savings
$100.00
0.20%
0.20%
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Calculate how long it will take you to reach your savings goal.

Money Market Rates

From 
To
Rate
Annual Percentage Yield1
$1,000
$9,999
0.05%
0.05%
$10,000
$24,999
0.10%
0.10%
$25,000
$49,999
0.15%
0.15%
$50,000
$99,999
0.25%
0.25%
$100,000
249,999.99
0.50%
0.50%
$250,000
499,999.99
1.00%
1.00%
$500,000
999,999.99
1.24%
1.25%
$1,000,000
or more
2.96%
3.00%

Premium Checking Rates

From 
To
Rate
Annual Percentage Yield1
$2,500
$9,999
0.05%
0.05%
$10,000
or more
0.10%
0.10%

Premier Business Checking Rates

From 
To
Rate
Annual Percentage Yield1
$250
$24,999
0.05%
0.05%
$25,000
$49,999
0.15%
0.15%
$50,000
$99,999
0.25%
0.25%
$100,000
249,999.99
0.50%
0.50%
$250,000
$499,999.99
1.00%
1.00%
$500,000
$999,999.99
1.24%
1.25%
$1,000,000
or more
2.96%
3.00%
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Regular Share and IRA Certificates

($500 Minimum Balance)
Term
Dividend Rate
Annual Percentage Yield1
3 Months
0.50%
0.50%
6 Months
1.24%
1.25%
12 Months
1.49%
1.50%
18 Months
1.54%
1.55%
24 Months
1.74%
1.75%
36 Months
1.99%
2.00%
36 Months Step-Up
1.89%
1.90%
60 Months
2.48%
2.50%

Jumbo Share and IRA Certificates

($50,000 Minimum Balance)
Term
Dividend Rate
Annual Percentage Yield1
3 Months
0.60%
0.60%
6 Months
1.34%
1.35%
12 Months
1.59%
1.60%
18 Months
1.64%
1.65%
24 Months
1.84%
$1.85
36 Months
2.09%
2.11%
36 Months Step-Up
1.99%
2.00%
60 Months
2.58%
2.61%

Premium Share Certificate2

($500 Minimum Balance)
Term
Dividend
Annual Percentage Yield1
60 Month Premium
2.58%
2.61%

Springboard Savings Rates

From 
To
Rate
Annual Percentage Yield1
$0.01
$2,000.00
1.74%
1.75%
$2,000.01
or more
0.10%
0.10%

MY Savings Account Rates (18-25 years)

From 
To
Rate
Annual Percentage Yield1
$0.01
$1,000.00
1.10%
1.11%
$1,000.01
and up
0.10%
0.10%

Teen Savings Rate (13-17 years)

Minimum Balance to Earn Interest
Rate
Annual Percentage Yield1
$5.00
0.10%
0.10%

Kids Savings Rate (12 and younger)

Minimum Balance to Earn Interest
Rate
Annual Percentage Yield1
$5.00
0.10%
0.10%
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Go to Checking Rates
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1Rates are subject to change after account opening. Fees and withdrawals may reduce earnings on account.
2Premium Share Certificate only available with Premium Checking account.
Dividend Rates are accurate as of 4/7/2023 and are subject to change daily.