Christmas Club

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Save for Holiday Shopping

Looking forward to the holidays but not to the bills that can come in the New Year?

Let South Carolina Federal help you spread some cheer while keeping your wallet happy!

Open* a Christmas Club and start saving a little each month for your holiday shopping!

  • Convenience – Automatically transfers to your Share Savings account on November 1st – just in time for Christmas
  • Dividends – Earn dividends on $5 or more
  • Flexibility – Save a lot or a little – set up automatic transfers through Online Banking, or call to have a portion of your South Carolina Federal account's direct deposit go to your Christmas Club


Tips for Holiday Shoppers

Experts suggest Americans spend on average $700 on holiday shopping. Spread that over 12 months by saving just $60 a month in a Christmas Club account.

Savings Rates

Account Type
Minimum Balance to Earn Interest
Share Savings
Christmas Club
IRA Savings
1Rates are subject to change after account opening. Fees and withdrawals may reduce earnings on account.
Dividend Rates are accurate as of 8/31/2022 and are subject to change daily.